Terms and Conditions

Last Updated: June 27, 2025

Welcome to Credit Business in a Box (www.CreditBusinessinabox.com). These Terms and Conditions ("Terms") govern your access to and use of our website, products, and services. By accessing or using our website and purchasing our digital products, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or purchase our products.

1. Definitions

"Company," "We," "Us," "Our": Refers to Credit Business in a Box.

"Website": Refers to www.CreditBusinessinabox.com.

"User," "You," "Your": Refers to any individual or entity accessing or using our Website or purchasing our products.

"Digital Products": Refers to all digital content, including but not limited to ebooks, templates, guides, software, and done-for-you store setups, offered for sale on our Website.

"Resell Rights": The specific rights granted to you to resell certain Digital Products, as detailed in Section 4.

2. Acceptance of Terms

By accessing and using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations.

3. Digital Product Purchases

3.1. Product Descriptions: We strive to ensure that all descriptions and prices of Digital Products on our Website are accurate. However, errors may occur. If we discover an error in the price or description of a Digital Product you have ordered, we will inform you as soon as possible and give you the option of reconfirming your order at the correct price or canceling it.

3.2. Payment: All payments are processed securely through third-party payment gateways (e.g., Stripe, PayPal). We do not store your credit card details. By completing a purchase, you authorize us to charge the specified amount to your chosen payment method.

3.3. Delivery: Upon successful payment, Digital Products will be delivered instantly via a download link on the thank you page and/or via email to the address provided during purchase. It is your responsibility to ensure you have the necessary software and internet access to download and use the Digital Products.

3.4. No Physical Delivery: All products are digital. No physical items will be shipped.

4. Resell Rights & Licensing

4.1. Grant of Resell Rights: For specific Digital Products explicitly stated to include "Resell Rights" (e.g., the "9 Exclusive Credit & Financial Ebooks with Resell Rights"), we grant you a non-exclusive, non-transferable license to:
* Use the Digital Products for your own personal or business purposes.
* Modify and brand the Digital Products with your own branding (e.g., logo, colors).
* Resell the modified or unmodified Digital Products to your own customers for profit.

4.2. Restrictions on Resell Rights:
* You may not claim original authorship of the Digital Products.
* You may not pass on Resell Rights to your customers unless explicitly stated otherwise for a specific product (e.g., if "Master Resell Rights" are granted).
* You may not use our Company name, logo, or branding in connection with your reselling of the Digital Products, unless specifically authorized in writing.
* You may not sell the Digital Products on platforms that would undermine our own sales (e.g., directly competing marketplaces without prior agreement).
* You may not use the Digital Products in any way that is unlawful, harmful, or promotes illegal activities.

4.3. Done-For-You Products: For "Done-For-You" products (e.g., DFY Store, DFY Business in a Box), you are granted a license to use the provided setup for your own credit repair business. You may customize and operate it under your own brand. The underlying code, design, or platform structure remains our intellectual property or that of our third-party providers.

4.4. Intellectual Property: All Digital Products, including those with Resell Rights, remain the intellectual property of Credit Business in a Box or its licensors. Your purchase grants you a license to use and, where applicable, resell, but does not transfer ownership.

5. Refunds and Cancellations

Due to the digital nature of our products, which are instantly accessible and cannot be returned, all sales are final and non-refundable. We encourage you to carefully review product descriptions and ask any questions before purchasing. In exceptional circumstances, or if there is a technical issue preventing access, please contact us at [email protected].

6. Disclaimer of Warranties

Our Website and Digital Products are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website or Digital Products will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

In no event shall Credit Business in a Box, its directors, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website or Digital Products; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Indemnification

You agree to defend, indemnify, and hold harmless Credit Business in a Box and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Website and Digital Products, by you or any person using your account and password; b) a breach of these Terms; or c) your violation of any law or the rights of a third party.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of California, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.

11. Contact Us

If you have any questions about these Terms, please contact us at [email protected].